š§® Free Tool
Financial Advisor Fee Calculator
See exactly what you'll pay in advisor fees, and what those fees cost you in long-term growth.
Your Numbers
$
Your current investable assets
%
S&P 500 historical avg is ~7% after inflation
%
20 yrs
Compare: Flat Fee Model
Many fee-only advisors charge a flat annual retainer instead of % of AUM.
$
Typical range: $2,000ā$10,000/yr for comprehensive planning
AUM Fee Cost
1.00% / yrYear 1 Fee
$2,500
10-Year Total
$36,000
20-Year Total
$98,000
š” Opportunity Cost
If those fees stayed invested at your assumed return rate, they'd be worth $0 by the end of your horizon.
AUM Fee vs. Flat Fee Comparison
AUM Fee (1.00%/yr)
$98,000
Flat Annual Fee
$100,000
Portfolio Growth Over Time
| Year | No Fee | With AUM Fee | With Flat Fee | Fee Drag |
|---|
Ready to find a low-cost, fee-only advisor?
Many fee-only fiduciaries charge flat fees with no AUM percentage at all.
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